Mac Chinsomboon - Coldwell Banker Residential Brokerage



Posted by Mac Chinsomboon on 5/19/2019

Shopping for a home is an exciting time for any hopeful homeowner. After weeks of scouring listings looking for the perfect home in the ideal location for you and your family, it can seem like youíve found the needle in the haystack.

When itís time to go visit that home, itís easy to put on rose-colored lenses and overlook issues that should, at the very least, be taken into consideration when it comes to deciding whether or not you should make a bid on the home and how much you should offer.

Todayís post is all about preparing you for that first viewing. Weíll give you tips on what to look out for and how to factor these things into your equation when it comes to making an offer.

Check the listing for omissions

Even if a home looks perfect on paper (or on its website listing), itís still quite likely that there are things youíll want to know about before considering an offer. A home listing should attempt to address several questions you might have. But ultimately, itís main goal is to attract interest in the home.

So, what type of things should be in the listing that the seller might leave out?

  • Poor street conditions, heavy traffic, and blind driveways are all things that will factor into your decision but most likely wonít be mentioned in a listing

  • Odors of any kind can be off-putting and difficult to remove. Some homeowners may not even know that their home has an offensive odor if theyíve become used to it.

  • Room omissions. If the home is listed as having two bathrooms but there are only photos of one, this could be a sign that there are problems with the second bathroom that the seller doesnít want you to see quite yet.

Top dollar home repairs

A professional home inspection will be able to give you an idea of the kind of money youíll need to spend on renovations in the coming years. But why wait? When touring a home, ask questions about the last time important renovations and repairs were made.

Roofs, septic systems, and electrical work are just a few of the things that are expensive to repair or replace. If the previous homeowner has a small family or lives alone and you plan on moving in with a houseful of kids, you might find that your impact on the septic and electrical systems of the home are too much for the house to handle. Youíll want to take this into account before considering a bid on the home.

Utility costs

The cost of heating a home in the winter and keeping it cool in the summer can be hefty if the home isnít properly sealed and weatherproofed. Ask the current homeowner what they spend per month on utilities to get an idea of what you might be spending.

Then, take a look at the windows and doors. Cracks, malfunctioning locks, and worn weatherstripping are all signs that the home will need some work to be energy-efficient.

Donít ignore the little things

Small fixes may not seem like a big deal when viewing a home. They can even deceive you into thinking that youíre getting a good deal by buying a fixer-upper for a price thatís lower than the market average.

However, itís important to keep in mind that small fixes around the house are a sign that bigger problems are also being neglected. Donít be too quick to assume the house will be a good deal before getting it professionally inspected.




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Posted by Mac Chinsomboon on 5/12/2019

Not all homes have vast lawns and flower beds to add curb appeal. If your home doesnít have a wrap-around porch or arched entry, you can still make it the more eye-catching home on the block by merely changing out the garage doors. Front-facing garage entries give you the opportunity to create a whole new look by either partial or complete makeovers.

Garage door hacks

  • Hardware. Simple adding new equipment to your garage door can give it faux carriage-house looks. Add faux carriage hinges on the sides and grab handles in the middle for a quick makeover that makes your entry stand out.
  • Windows. Change out one of the upper panels. Multi-panel overhead garage doors can be tedious, but you can change out one of the top panels for one with windows or decorative trim to make your home distinct from your neighbors. If you canít change out the panels, add faux windows to the front. You can find magnetic and stick-on versions at your local hardware and DIY stores and online.
  • Paint. Most contractor-grade garage doors come in white, off-white or beige tones. Make your stand out by giving it a darker hue. Choose a color that complements the shade of your home and stands out from the trim color.
  • Faux finish. Another option that requires a little practice is to put a wood-grain finish on the door. From the street, your home will appear to have expensive wood doors. Finish off with sparkling hardware, and youíve got instant interest. Talk to your local specialty paint store for advice on using gel stains and faux finished that can hold up to the use your garage door gets. If youíre not sure about tackling this project yourself, hire a professional garage-door contractor that has the know-how to get it done for you.
  • Reface your garage door with wood veneer. Glue or screw (or both) wood veneer to your doorís exterior to give it an upgraded look. Go vertical for a Mid-Century Modern vibe, or horizontal with wrought-iron hardware for a traditionally carriage-house look. Garage door openers and springs work in tandem with the weight of the garage door. So, make sure you have a strong enough system to handle the extra weight.

If youíre not sure how to do any of these on your own, ask your realtor for recommendations for local contractors that know to give you a look you want.




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Posted by Mac Chinsomboon on 5/5/2019

Putting your home on the market is not for the faint-hearted! As many people discover along the way, the road to selling a home can be rather bumpy -- especially if you attempt to sell it on your own.

Fortunately, there are several things you can do, right away, to make the journey shorter, smoother, and more rewarding. Here are three strategies that will greatly increase your chances of success.

Find a seasoned real estate agent. An experienced real estate agent will not only help you navigate state and federal regulations, negotiate with buyers, and get a handle on paperwork, but they'll also schedule showings of your home and provide continuous marketing help.

Enhance your curb appeal: When it comes to finding prospective buyers and setting up appointments, your real estate agent will do the lion's share of the work. However, it's mostly up to you to make sure your house looks its best and that the appearance of your property catches the eye of house hunters.

Once your home is listed online and a "for sale" sign is planted in your front yard, potential buyers are going to immediately take notice of how your house looks from the outside. Sometimes people browse listed houses from their cars, so it can really pay to make a great first impression from the street.

Some of the things that matter the most are a meticulous-looking yard, a clutter-free property, and a house that looks like it's well maintained. Adding a fresh coat of paint, displaying some colorful potted flowers, and taking care of unsightly weeds and overgrown bushes are a few things you can do to make your property look a lot more inviting.

Stage your home's interior: Once you've cleared the first big hurdle (curb appeal), your next priority -- or perhaps a simultaneous priority -- is to make the interior of your home look inviting and appealing. As is the case with boosting curb appeal, your real estate agent can provide you with cost-effective advice on how to get the most mileage from your efforts.

Some of the tried-and-proven methods of staging a home include reducing clutter, arranging living room furniture in "conversational groups" to depict a cozy, intimate environment, and letting plenty of natural light stream in to make your home appear as cheerful and bright as possible.

Fresh coats of neutral-colored paint should be applied to walls and ceilings on an as-needed basis, and all floors, tables, and counter tops should be kept immaculate. Home staging consultants often recommend removing (or toning down) certain decorating themes -- such as sports, religion, or even too many family photographs -- which may alienate some potential buyers.

The overall objective is to make it easy for house hunters to imagine themselves owning and living in your home. If there's anything about the appearance, decor, or smell of your home that makes people feel in any way uncomfortable, that could make it more difficult to find a committed buyer -- which, of course, is your ultimate goal!





Posted by Mac Chinsomboon on 4/28/2019

Itís a difficult time to be a first-time home buyer. Post-recession buyers are wary--and for good reason--of how and when to save money for a down payment on a house. One thing to remember, however, is that itís always a good time to start saving.

In this article, weíre going to cover the four most useful methods of saving for a down payment on your first home. That way you can feel confident in taking the first and most important step toward homeownership.

Choosing the right savings account


Unlike riskier investments, a savings account is a safe and proven way of building interest and saving for a home. However, not all savings accounts are created equal.

Typically, brick and mortar banks offer interest rates that are low--the current national average is only about 0.06% annually. While these banks offer conveniences such as in-network ATMs and check-cashing, their physical locations make them expensive to run.

Enter the online bank. Since online banks donít have all of the costs associated with running branches, they can afford to offer better rewards--namely, high-interest returns on your savings accounts.

So, should you take all of your money out of your current savings account and transfer it to an online bank? Maybe. But letís talk about the benefits of having multiple savings accounts.

Open a dedicated account with automatic deposits

Saving isnít just difficult due to financial reasons. Managing money also takes time and effort. To simplify this process, itís preferable to direct deposit or automatically transfer a percentage of your weekly income into your down payment savings account.

While it may seem like pinching pennies at first, even small weekly deposits add up, and within a few years the compounding interest can earn you enough for a higher down payment than you thought possible.

Prioritize high-interest debt now

Have student debt or a car loan thatís keeping you from focusing on saving for a down payment? Oftentimes the best coarse of action is to aggressively pay off high-interest loans. In the long term, this will save you money that can then be used toward a down payment.

For debt that will take several years to pay off, consider refinancing for a lower interest rate, or consolidating your student loans. Speaking with a student loan adviser or financial planner is a good first step to take toward managing your debt.

Make a real budget

Most of us think of a verb when we hear the word ďbudget.Ē However, itís more useful as a noun.

Creating a real budget, whether itís in Excel, Google Sheets, or with the help of an app, having a budget you can refer to once a week is vital to making good savings decisions. It will help you monitor your spending and stay on top of your savings goals.





Posted by Mac Chinsomboon on 4/21/2019

Solo travel has become a trendy topic. People who are single, engaged or married can embark on solo voyages. Apart from that, a busy person who wants to have a leisure weekend can also start traveling alone and enjoy it.

The two setbacks of solo travel can be the inconvenience associated with eating alone and the loneliness that comes with a ďparty for one." However, experienced travelers, as well as those who have traveled to major countries of the world, suggest that there are good ways to go alone without actually having the feeling of ďgoing it alone.Ē Here are five ways to travel solo without feeling lonely.

1. River Cruise and Small Ship Cruises

River Cruise and small cruises are excellent activities for those traveling alone for the first time. They are also great for those who are used to going solo. The River cruise and small ship cruises are ideal for well-traveled loners especially in these two cases Ė they are perfect in areas where security is an issue and places that are not easy to reach. 

2. Choose your lodging and take day trips 

Another way to travel solo without actually feeling alone is to select your accommodation and take days trip. Here are some advantages of this solo approach:

- It gives you the privilege to choose your interest and style of travel

- You have a day off whenever you desire

- Works with flexible budgets

Combine both the two approaches above to have a fantastic journey. When you follow this blended approach, you will enjoy the following benefits:

- You will be in charge

- You have the opportunity to set your course, and at the same time you are free to choose and pick

- Offers you a part-time group of travel mates and also enables you to stay alone

- Allows you to follow your budget

3. Sign up ahead for a class abroad

When you sign up for these classes, you will be able to learn a lot of things. For example, we have cooking classes in Italy and England, and there are language classes abroad that have enticed students for full-time or short-time summer programs. Apart from these sets of courses, there are also scuba classes, photography classes as well as skiing classes. 

4. Join an exchange program or a volunteer group 

There are lots of benefits you stand to gain from joining an exchange or a volunteer program. Some of the benefits are:

- Seeing far and unusual places

- Meeting with residents that are not within the tourist path

- You can as well offer volunteer assistance to communities that need help especially those that have suffered from natural disasters.




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